June 22, 2008
Health Insurance-WTF?
I happened upon this article posted on a message board I frequent, and immediately thought, “WTF?”
Can your Facebook profile prevent you from getting health insurance?
That might depend on the outcome of an upcoming court case. As Portfolio explains, Horizon Blue Cross Blue Shield of New Jersey is entrenched in two class-action lawsuits regarding whether or not blog posts, LiveJournal entries or any other online writings are fair game for review by health-insurance companies.
Now, basically, they’re telling everyone that if they even MENTION having some kind of problem that the Insurance Co. has the right to refuse insurance to you and/or your family members. So if “Mom” asks a message board if “nausea, pain, neck spasms, and dizziness” could mean that “daughter” could be having migraines the Ins.Co. could deny “daughter” treatment and/or insurance simply from “Mom” mentioning the possibility! This, thankfully, doesn’t effect me since Loser has great insurance through the State and we don’t have children.
It just pisses me off to think that something as simple as posting a note on a blog asking/searching for help and trying a new therapeutic tool (ie blogging) to harm us in the end. I mean, REALLY? I hope one day we can get all this shit figured out and actually HELP people instead of enabling the Ins.Co’s., hospitals, and drug manufacturers to get rich off of people with problems. I guess we’ll just have to wait and see what our next president decides to follow through with!
